advice-only financial planning
https://alpha-wiki.win/index.php/Why_Independent_Financial_Planning_Services_Matter_for_Your_Future
Advice-only financial planning means you get professional guidance without someone managing your money or selling you products. You pay for the plan and recommendations, then take action yourself. It's ideal if you have the discipline to execute but want an expert's perspective on your goals, investments, taxes, and estate. You stay in control while benefiting from objective advice unclouded by commissions.