mortgage credit score requirement 7

https://homeimprovementloancreditspace.juniperbrief.com/posts/how-your-home-improvement-loan-credit-score-shapes-approval-and-rates

For a conventional mortgage, you typically need a credit score of at least 620, though a higher score can snag you a better rate. FHA loans are more forgiving, allowing scores as low as 580. Your score isn't the whole story—lenders also look at your debt-to-income ratio and down payment—but it's a key piece of the puzzle. A few months of on-time payments and paying down credit cards can really help your chances.