secured title loan

https://future-wiki.win/index.php/How_Same-Day_Funding_Works_for_Car_Title_and_Installment_Loans

A secured title loan uses your car's title as collateral, so you can get cash quickly without giving up your vehicle. The lender holds the title until you repay the loan, but you keep driving your car. These loans often have lower rates than unsecured options, but if you can't pay back, the lender can take your car. It's a practical choice when you need fast funds and own a vehicle outright.